Payment Gateways Introduction:
Payment method or mode or gateways is backbone for every business which streamlines online, moreover especially eCommerce domain depending this online payment modes to receive revenues through their sales. Payment gateways are the one which is third party connecting customers and stores or any type of online websites with its trusted payment solution which authenticates, acknowledge and capture the payments from different payment methods so that customers can make their orders fearlessly with secured transactions that enabled by payment solution provider. Here comes Top Best UK Payment Gateways which are really generating surplus amounts for sales in UK based online store or business due to its secure, yes when we say secure don’t skip without saying about 3D secure feature almost every online payment modes implemented this to earn trust from millions of business owners or consumers all over the world.
3D Secure Process Involves:
· When purchasing online, it asks for card details either credit or debit card info.
· Once that customer provided card details, the system should authenticates the user details which are given by them.
· Verification process will be taking place by sending code to their mobile number as OTP.
· Then identifies and acknowledge the user’s info
· Capture the payment from the card and getting on to transaction step.
UK Payment Gateways:
· WorldPay (Online and Business)
· SagePay
· Klarna
· Pay 360
· PayPal
1. WorldPay:
WorldPay is UK’s top leading payment service provider since its enables user to pay their order amount safe and securely due to this, many shop owners in Great Britain integrated their online mart with Worldpay, beyond its trusted secure transactions and also it supports for any type of payment methods online regardless of countries, regions and etc. this secure payment mode suits for any kind of shopping cart like Magento, Woocommerce, CS-cart and so on offers in different type of payment types those are below.
Two Worldpay accounts owners will have:
1. Worldpay Business account (URL starts with secure.worldpay.com)
2. Worldpay Online account (online.worldpay.com)
Let’s say simply it denotes that business account exist in worldpay that redirects the user to worldpay payment when proceeding to pay the amount once the payment done, it again reaches to store with success page, on other hand online payment completing the payment process within online shop which you’re have if anything at checkout page but not sure worldpay still having this service anymore.
Here if you need to have any of the above mentioned WorldPay payment option for your store then takes a glance at Magento 2 Worldpay Business Payment Module and Magento 2 Worldpay Payment Module.
2. SagePay:
Sagepay is one of the trending payment integration provider in UK for safe transactions with PCI/DSS compliance enabled for ensuring security to the direct consumer and also, merchant also receives their order amount of value directly to their account without any blockage in transactions from customer. Sage Pay benefits also store owners and buyers on ecommerce business as payment supported with all credit cards such as Visa, Master card, Maestro and so on irrespective of any countries is the main key advantage for shop owners to cover their shop globally as they can. In the method of PCI compliant data, sage pay helps of online merchants to save the payment data of consumers to make easy purchase at next time during their visit.
Let you integrate the shop with this payment gateway here landing on for Magento 2 Sage Pay Payment Gateway module.
3. Klarna Payment:
Klarna is another revenue machine which drives many sales via offering items with finance enabled purchase to direct customers, this installment based repayments on ordered products helps and uplifts many UK’s merchants business with interest free finance products so that’s in the way it encourages hassle free shopping experience for frequent item buyers. Klarna’s quote is pay in 4 which defines the repayments with interest of financed items with 4 monthly dues before proceeding to apply finance but make sure your credit score standard is good without any debits in long term.
Klarna offers:
· Pay in 4 without interest
· Klarna shopping app
· Smooth online shopping
· Secure card transactions for dues
· Pay in direct store
Smooth your ecommerce domain with reduced paper work on finance items using Klarna CSCART Addon for which is actively running in the same PHP platform like Magento or woocommerce.
4. Pay 360:
Pay 360 is another UK’s trusted payment integration platform from many resources such as business, education, online shopping, any loan repayments etc, this secure payment mode not only benefits consumers to buy products online but also it enables them to pay any kind of bills or settlements using alternative payment methods something we believe as already existing one standard as PayPal, Authorize.net or many others and also it helps many retail businesses to collect the payments in any modes like credit/debit cards, pay online and/or in-direct store purchase etc.
Pay 360 Provides:
· Supported for different domains
· Multiple payment modes supported
· Safe and secure online transactions
· Clearly capture the payments online
· Any payment anywhere for anything
· Local government service transactions
Multiple ways of paying your debits or items cost or anything via offering different payment modes also easy to adapt by consumers like online payment modes, pay in direct contact, mail/telephone orders MOTO shortly and so on. Here Pay 360 avails to integrate with your online store on magento, if you want it just grab now at Pay360 Magento 2 Extension
5. PayPal:
PayPal is well known master of payments, transactions handling any type of businesses within it to provide trusted payment platforms by vendor to their customers online. PayPal is default preferred payment mode for many online store exactly Magento offers this mode of payment as default one so that they provided along with package to instantly host their shop online. Many of the people doesn’t know about the Paypal folding in it is of subscription payments whether it is supported or not , my answer is Yes since PayPal offers flexibility in terms of usage in prop manner.
PayPal offers with online stores:
· Magento
· Woocommerce
· Opencart
· Zencart
· Ecwid
PayPal’s adaptive function also allows the store merchants to receive their amount by equal in dividing their fee with vendors or online sellers if it incase, they have online multivendor marketplace system so that’s the only thing had by lot of developers to prepare such functionality in module level like this Magento 2 PayPal Adaptive Payments.
Adaptive Payment Types:
· Simple payments — Buyer to shop owner directly
· Parallel Payments — Buyer to multiple receivers as store merchants
· Chained payments — Buyer to many receivers as primary and secondary receivers.
Not only these 5 top most payment gateways or modes used in UK or other European countries still list is so long here you check with that on following below.
Other Payment Gateways:
· Stripe
· 2Checkout
· Shopify payments
· Payoneer
· Amazon Pay
· Card stream
· Braintree
· Square
· Authorize.net
· Adyen
